How to cut back!

Have you woken up in 2020 with a financial hangover? Many of us will have. From over indulging in present buying at Christmas, to enjoying one two many boozy nights to celebrate the New Year, this time of the year can leave you feeling worried or anxious about your finances. And if you're not in the right financial situation to be taking out a loan, we've got some great tips to help you cut back ...

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Planning for Christmas

It's nearly here! The countdown to Christmas is officially here - only 1 month left to buy all the food, decorations, presents and wrap everything! But do not panic! We've devised a short planning checklist featuring some money saving tips for you to be better prepared this Christmas.. and a with a few extra pounds in your pocket! Budget Christmas is an expensive time of the year, there's no dou...

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Christmas savings and loans

Christmas savings and loans Feeling more like Scrooge than Santa this Christmas? Want a frugal yet fabulous festive season? Everyone feels the pinch at Christmas; buying cards, presents, replacement decorations, mountains of food to feed an army!  Perhaps a new outfit for that Xmas party. It's families that feel the most pressure with kids wanting the latest gadget or fad toy. However, it...

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Family loan

Helping Families with our Family Loan We know life can be a bit of a struggle sometimes, so we've introduced our new family loan product, for anyone in receipt of child benefit. Borrow up to £500 – online applications only (new & existing members) To be eligible for our Family loan you must be: Be in receipt of Child Benefit and agree to have it paid into your Derbyshire Community...

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Seasonal Saturday Surgery

Seasonal Saturday Surgery We are holding a seasonal Saturday surgery this weekend and for every Saturday up-to and including December, so that you can get help or advice for your seasonal needs.  Staff will be in store from 9.30 am to 12.30 pm every Saturday from now until mid December.  Apply in store, drop off forms or just drop in for a chat and a mince pie. ...

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Merger Update

Dear Member, The board of Derbyshire Community Bank (“DCB”) was recently approached by Money Spider credit union, which operates in South Derbyshire & East Staffordshire, with a view to a potential merger. Money Spider is a very small credit union with its main base in Swadlincote and it is entirely run by volunteers.  They recognised that small credit unions, like Money Spider...

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