Covid-19 Update

To All Valued Members, Firstly, we hope you, your family and friends are keeping well and are safe! We wanted to email you to let you know, that during the ongoing issues surrounding Coronavirus (COVID-19), we are still FULLY operational! This means that we are still processing loans, setting up savings accounts and dealing with any general enquiries you have, all from the safety of ou...

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How to beautify your garden for less

Time to pretty up your garden! What time of the year is better to get your hands muddy, grab the tools out of the shed and do some gardening than Summer! And although it's incredibly pleasing to see the finished results of your handy work, the price tag of new plants and furniture that goes along with the whole process can be slightly off putting. But keep on smiling, we have some handy tips to h...

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Easter Opening Hours

We will be closed on Good Friday, 10th April 2020 and Easter Monday, 13th April 2020, re-opening via online/email contact on Tuesday 14th April. As a one off, we will be opening our Ilkeston branch on Thursday 9th April from 10 am until 12 noon. PLEASE only use this branch if you have no alternative means to access cash.  We can BACs money to any other bank account or cash card you have access ...

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Easter home improvement loan

Need a home improvement loan this Easter? It's only a week until Easter and usually at this time of the year many people in the UK will use the extra long  weekend to do those DIY or gardening projects and they may need a home improvement loan to do this. In fact I've booked the whole week off and am planning to take up our grass and fill our borders with summer flo...

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Covid-19, Coronavirus

During this time of uncertainty surrounding the spread of COVID-19, we wanted to reassure you that we are taking all the necessary steps to ensure you will have access to your account information and cash in the event we have to close any of our branch locations.

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5 myths busted about borrowing from credit unions

Derbyshire Loans There are a lot of myths about borrowing from credit unions so to set the record straight, here are a few Myth Busters for you. 1. We are NOT a “poor man’s bank”. Derbyshire Community Bank has savers and borrowers from all walks of life. This creates a pot of money that not only covers our running costs but can be used again and again as affordable loans for the peo...

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Short-term high cost loans (payday loans)!

Thinking of getting a payday loan?  DON'T! Instead say 'YES' to a cheaper community bank loan. Payday loans may seem the quick and easy option but: 1 in 3 people who take out a payday loan get into more money trouble because of it1 in 2 payday borrowers say they were hit with unexpected chargesInterest rates charged can be in the thousands of percent. ...

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Notice of Annual General Meeting 2020

The 2020 Annual General Meeting of Derbyshire Community Bank (trading name for Erewash Credit Union) will take place on Wednesday 18th March at 1.30 pm at our branch 38 Corn Market, Derby. Please let us know by email at info@dcbank.org.uk if your attending so that we can provide sufficient refreshments or confirm your attendance on our Facebook page event. If you wish to nomi...

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How to cut back!

Have you woken up in 2020 with a financial hangover? Many of us will have. From over indulging in present buying at Christmas, to enjoying one two many boozy nights to celebrate the New Year, this time of the year can leave you feeling worried or anxious about your finances. And if you're not in the right financial situation to be taking out a loan, we've got some great tips to help you cut back ...

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