If you already have a DCB loan, you can apply for a top-up loan below or through our online banking – whether it’s for a special purchase, new car or to consolidate debts.
Just top up your existing loan or take out a new one.
Features and Benefits:
- Loans from as little as £100 up to a maximum of £3,000
- 42.6% APR
- Easy to apply and decisions within 1-2 days
- No hidden charges or fees or early repayment penalties
- Repayments to suit you – weekly, fortnightly, four weekly or monthly.
- Up-to-date on any current or previous borrowing with DCB
- No recent adverse credit history
- You must have the disposable income to meet the loan repayments.
Only apply for the loan if you are sure you can repay it. You are borrowing your fellow member’s savings, so it is important that you take your commitment to repaying the loan seriously. If you have any difficulty in repaying your loan then contact us immediately. Don’t ignore problems and hope they go away – usually they get worse and are more difficult to resolve.
All loans are subject to status. Eligibility and conditions apply. Ideally you must live or work in Derbyshire to apply. However we do have some members who live in neighbouring counties like East Staffordshire.