Flexible, Affordable Loans made Easy

Providing flexible & affordable loans across Derbyshire & East Staffordshire

Saving for a Rainy Day?

Saving has never been easier with our range of savings products to suit every occasion.

Manage your Money Online?

With the DCB online banking or mobile APP, managing your money 24/7 has never been easier.

Refer a Friend for a Loan Scheme

Refer a friend for a loan and receive up to £25 if their loan is successfully approved!

We have moved! You can now find us at CUBO, The Old Post Office, Victoria Street, Derby, DE1 1EQ.


  • Loans from as little as £100
  • 42.6% APR
  • Easy to apply, quick decisions
  • Loan Agreements signed via E-signature
  • No hidden charges, fees or early repayment penalties
Learn More


  • Make withdrawals at any time without penalty
  • Interest is paid annually direct into your account
  • Pay in to suit you
Learn More


  • Manage your money via our online banking or mobile APP
  • View balances 24/7
  • Safe and secure
Learn More

Payroll Savings & Loans

Payroll Savings & Loans are offered to employees of partner organisations as a staff benefit. This enables employees to save and access affordable loans in an easy, hassle-free way. You specify the amount you wish to save and this is deducted from your salary via your employer’s payroll and transferred directly into your account with us. If you wish to apply for a loan then the repayments are made in the same way.

play_arrow d618176511b6290bff949d89eaa8583e17fa6c51

Loan Calculator


Debt Advice

Free debt advice is available and we provide details of three organisations who might be able to help.

View all advice

Latest News

View all news

Facebook Updates

Comments Box SVG iconsUsed for the like, share, comment, and reaction icons
During #mentalhealthweek2022 we want to remind everyone how #local #creditunions can help you.

Did you know that Credit Unions are #notforprofit so we are often more affordable than high street alternatives? 

Why not see how we could save you stress and money today?

We really are #ForPeopleNotForProfit 

#heretohelp #loans #savings #derby #derbyshire #TalkToUs
9th to 15th May is Mental Health Awareness week, and we wanted to remind you that as your local Credit Union, were here to help.

Financial wellbeing and mental wellbeing go hand in hand, so why not speak to us today to see what we can do for you?

#mentalhealthweek #mentalwellness #financialwellness #creditunions #loans #savings #heretohelp #local #derby #derbyshire #TalkToUs
1 week ago
Derbyshire Community Bank

See MoreSee Less

A quick reminder that Monday 2nd May is a Bank Holiday, so we will be closed.

Dont worry though, whatever your plans, weve still got you covered - call us now to discuss our loans, and savings offers.

#creditunion #ethicalfinance #local #derby #derbyshire #loans #savings #goals #heretohelp
Wishing everyone a #happyeaster from the DCB Team.

We hope youre as excited about #Easter2022 as we are, and we just wanted to remind you of our opening hours this #bankholiday 

#creditunion #loans #savings #local #derby #derbyshire #heretohelp