Flexible, Affordable Loans made Easy

Providing flexible & affordable loans across Derbyshire & East Staffordshire

Saving for a Rainy Day?

Saving has never been easier with our range of savings products to suit every occasion.

Manage your Money Online?

With the DCB online banking or mobile APP, managing your money 24/7 has never been easier.

Refer a Friend for a Loan Scheme

Refer a friend for a loan and receive up to £25 if their loan is successfully approved!

We have moved! You can now find us at CUBO, The Old Post Office, Victoria Street, Derby, DE1 1EQ.


  • Loans from as little as £100
  • 42.6% APR
  • Easy to apply, quick decisions
  • Loan Agreements signed via E-signature
  • No hidden charges, fees or early repayment penalties
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  • Make withdrawals at any time without penalty
  • Interest is paid annually direct into your account
  • Pay in to suit you
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  • Manage your money via our online banking or mobile APP
  • View balances 24/7
  • Safe and secure
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Payroll Savings & Loans

Payroll Savings & Loans are offered to employees of partner organisations as a staff benefit. This enables employees to save and access affordable loans in an easy, hassle-free way. You specify the amount you wish to save and this is deducted from your salary via your employer’s payroll and transferred directly into your account with us. If you wish to apply for a loan then the repayments are made in the same way.

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Loan Calculator


Debt Advice

Free debt advice is available and we provide details of three organisations who might be able to help.

View all advice

Latest News

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Facebook Updates

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6 days ago
Derbyshire Community Bank

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Here at #Derbyshirecommunitybank we will be having some essential system maintenance today from 3pm.

This will not affect any payments due today or tomorrow, but may limit some of our services between 3 and 5pm.

Thank you for your patience.

#CreditUnion #Derby #Derbyshire #heretohelp
Thank you to all of our members for your patience this morning, the issue has been resolved and our services are now running as normal.

The DCB Team

Urgent Update For Our Members:

Unfortunately due to an IT issue payments due to be made this morning will be delayed.

We are working to resolve this problem as quickly as possible, and we will update members through our social media channels as we know more.

We apologise for any inconvenience this may cause.

The DCB Team
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On #bluemonday dont let your finances get you down, talk to a member of our team today about how we can help with our Loans and Savings.

#creditunion #Derby #Derbyshire #Local #heretohelp #callusnow