Apply for Your Loan Before the Holidays – Key Dates & Opening Hours

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Posted by: Finn
Posted on: 20/11/2025

Christmas is just around the corner, opening hours & dates are below!

Important Notice for Christmas Eve

Dear Members,

Please be aware that on Wednesday 24th December, Derbyshire Community Bank will be open from 9:00am until 1:00pm. If you need to withdraw any funds before the holiday period, please make sure to do so before 12:45pm. We will then reopen on Monday 29th December from 9:00am to 2:00pm.

Important Notice for New Years Eve 

Please be aware that on Wednesday 31st December, we will be open from 9:00am until 1:00pm. If you need to withdraw any funds before the new years eve/day, please make sure to do so before 12:45pm. We will then reopen on Friday 2nd January from 9:00am to 2:00pm.

Loan applications around Christmas may take longer due to the busy holiday period.

We’re working hard to review all loan applications, and it may take up to 5 working days to process each one. Sending multiple messages for updates won’t speed things up, so there’s no need to follow up while your application is being reviewed.

We’ve noticed some members submitting duplicate applications. To help us process everyone fairly and efficiently, please don’t reapply if you’ve already submitted your application.

Loan Application Dates for December – Apply early to avoid issues and consider saving a bit now to ease January expenses – you can also use our savings calculator 

  • Existing members: Please apply by Wednesday 19th December

  • New members: Please apply by Friday 12th December

After these dates, we cannot guarantee that your loan will be processed in time for Christmas due to the high volume of applications we receive.

To give yourself the best chance of having your loan reviewed and issued before Christmas, we strongly recommend submitting your application on or before the dates listed above.

Our Christmas/New Year Opening Hours

Monday 22nd December – 9am to 2pm

Tuesday 23rd December – 9am to 2pm

Wednesday 24th December – 9am to 1pm

Thursday 25th December – Closed for Christmas🎄

Friday 26th – CLOSED for Boxing Day

Monday 29th December – 9am to 2pm

Tuesday 30th December  – 9am to 2pm

Wednesday 31st December – 9am to 1pm

2026

Thursday 1st January – CLOSED New years Day

Friday 2nd January – 9am to 2pm

Monday 5th January –  9am to 2pm

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