To apply for a Loyalty Top-Up Loan, you must:
Be a DCB member with an online account
Have previously borrowed and successfully repaid a DCB loan
Be over 18 years old
Provide one month’s recent bank statements
Agree to a credit check
Have a high street bank account or DCB account for loan disbursement
Borrow up to £7,500 per Top-Up Loan
Your first loan must be repaid in full before applying for a top-up
A top-up can be requested once 1/3 of your current loan is repaid
Maximum 3 top-ups are allowed within a rolling 12-month period
Quick access to extra funds for loyal customers
No need to start a new loan from scratch
Reward for consistent repayment history