Top Up Loan

Loyalty Top-Up Loans – Rewarding Your Repayment Success

What is a Top-Up Loan?

Already borrowed from DCB? A Top-Up Loan lets you borrow additional funds on top of a previous DCB loan, giving loyal customers access to extra money without applying for a completely new loan.

Eligibility Criteria

To apply for a Loyalty Top-Up Loan, you must:

  • Be a DCB member with an online account

  • Have previously borrowed and successfully repaid a DCB loan

  • Be over 18 years old

  • Provide one month’s recent bank statements

  • Agree to a credit check

  • Have a high street bank account or DCB account for loan disbursement

Loan Amount

  • Borrow up to £7,500 per Top-Up Loan

Top-Up Rules

  • Your first loan must be repaid in full before applying for a top-up

  • A top-up can be requested once 1/3 of your current loan is repaid

  • Maximum 3 top-ups are allowed within a rolling 12-month period

Why Choose a Loyalty Top-Up Loan?

  • Quick access to extra funds for loyal customers

  • No need to start a new loan from scratch

  • Reward for consistent repayment history