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Make the most of your ISA allowance
IMPORTANT NOTICE: Our cash ISA is now open to new applicants.
You can avoid paying tax on at least some of your savings by choosing a cash individual savings account (ISA) rather than a standard account as interest paid on a cash ISA is tax free.
The annual ISA limit for the tax year is £15,240 which can be paid into a cash ISA, a stocks and shares ISA or a combination of the two.
We offer a cash ISA to our members but our savings limit is £15,000.
Features & Benefits:
- For cash ISA members our interest rate for 2017/18 is 1% tax free AER
- The interest rate for 2016/17 was 1.5% tax free AER
- Interest is paid annually direct into your account
- Make withdrawals at any time without penalty
- Access online, in branch or on the telephone
- We require 45 days notice if you want to close or transfer your cash ISA.
Important information:
As a member the maximum you can save with us is £15,000. To be a member you must live or work in Derbyshire.
Staff Benefits
Responsible employers are always looking for ways to provide staff benefits to their employees. Financial worries are a huge concern to employers and workers alike. Debt can cause stress and depression which can lead to reduced productivity or even absences.
Financial health check
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