Cash ISA

Tax Free Cash ISA

IMPORTANT NOTICE: Our cash ISA is now CLOSED to new applicants.

Make the most of your ISA allowance

You can avoid paying tax on at least some of your savings by choosing a cash individual savings account (ISA) rather than a standard account as interest paid on a cash ISA is tax free.


The annual ISA limit for the tax year is £20,000 which can be paid into a cash ISA, a stocks and shares ISA or a combination of the two.

We offer a cash ISA to our members but our savings limit is £15,000.

Join DCB

Features & Benefits:

  • For cash ISA members our interest rate remains for 2020/21 at 0.75% tax free AER
  • The interest rate for 2019/20 was 0.75% tax free AER
  • Interest is paid annually direct into your account
  • Make withdrawals at any time without penalty
  • Access online, in branch or on the telephone
  • We require 45 days notice if you want to close or transfer your cash ISA.

Important information:

As a member the maximum you can save with us is £15,000.  To be a member you must live or work in Derbyshire.


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