We’re on a mission to help Derbyshire save regularly; saving can be really difficult with the pressures of life, but we know that building up a savings pot can make all the difference when emergencies occur.
We recommend all our Members save £12 monthly (that’s about £3 week). 12 months of saving regularly means you have about £150.
That’s why we contact our Members if they aren’t saving with us. After 6 months we will send an email or letter; you may have moved away or forgotten about your credit union account! After 12 months with no transactions on the account we will mark the account as dormant. This means that nobody else can access your savings. We will however charge a £5 annual dormancy fee.
If you do receive an email or letter from us you have some options:
Sadly some of our Members pass away. Please see our Deceased Members Procedure if you have received a dormancy letter for a Member who has recently died.