You can make a loan application in a number of ways:
How long will it take?
Typically loan decisions can take up to 2 working days however this can be longer during busy periods like the lead up to Christmas, or if we require further information from you.
What if I’m not a member?
If your not already a member of the bank, you do need to join before you can apply for a loan.
Do I have to register for online banking to get a loan?
It isn’t necessary to apply for a loan through online banking, but it is quicker as your application comes direct to us and is immediately on our banking system. Consequently we would always recommend registering for online banking .
What do I need to provide?
Please ensure your form is fully completed and that you provide at least one months bank statements. This should be the most current copy that you have.
How will I get my loan decision?
We will usually text you to let you know the outcome of your loan decision. If there is an issue with your credit report we may ring you to explain what you need to do to resolve it.
What do I do if I’ve not had a decision on my loan application?
If you’ve not heard from us within 2 weeks then give us a call on 01332 348144.
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