Christmas savings and loans

christmas loansChristmas savings and loans

Feeling more like Scrooge than Santa this Christmas?

Want a frugal yet fabulous festive season?

Everyone feels the pinch at Christmas; buying cards, presents, replacement decorations, mountains of food to feed an army!  Perhaps a new outfit for that Xmas party.

It’s families that feel the most pressure with kids wanting the latest gadget or fad toy.

However, it doesn’t have to be a dismal affair or unduly add to your own personal financial crisis!

The most important thing is to set a budget, an amount you can afford, and stick to it.

Here at Derbyshire Community Bank we encourage our members to save a little throughout the year into a Christmas savings account which is then opened for access in October so that members can start their Christmas shopping in good time.  It doesn’t matter how much you save, even if it’s a few pounds a week, as it soon adds up during the year to ease the financial headache caused by the festive season.  Now is a great time to start saving for Christmas 2020 so don’t delay.

This time of year is also typically very busy for us with Christmas loans.  Not everyone is able to save, or haven’t been able to save enough, so a small loan to see them through helps to ease the pressure.

We are very busy all the way up to Christmas so to guarantee a decision on your loan please ensure you submit your application before Friday 9th December.

All the team at the Bank wish our members a stress free, festive Christmas and look forward to a prosperous and healthy 2020.