Simple Ways to Keep School Spending Down

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Posted by: Phil Cole
Posted on: 08/08/2025

We Are Here To Help You Prepare

1. Set a Budget – Plan ahead for uniforms, shoes, and sports kit. If your child is growing quickly, consider buying slightly larger sizes to make items last longer.

2. Keep Uniform for School Only – Encourage your child to change into home clothes after school – it helps keep uniforms in better condition for longer.

3. Shop Smart & Compare – Supermarkets and high street retailers often offer great value uniforms that still meet school requirements. Take time to compare prices and quality.

4. Look for Second-Hand Options – Many schools run pre-loved uniform sales. You can also ask friends, neighbours, or community groups if they have outgrown items to pass on.

5. Invest Where It Matters – Paying a bit more for durable school shoes can save you money in the long run, especially if they’re built to last the term.

6. Save Trainers for Home – Designer trainers aren’t essential for school. Keeping them for weekends can help reduce wear and tear – and avoid extra expense.

7. Care for What You Have – Follow the care labels when washing and drying uniform items – proper care can make everything last longer.

8. Start Saving for Next Year – It’s never too early to prepare. Opening a savings account now means you’ll be ready when next summer rolls around.

How Derbyshire Community Bank Can Help

Visit our School Essentials Page for everything you need this school season – including savings tips, affordable loans, and support for buying school uniforms.

Save Regularly, Stress Less
Even small, regular savings with Derbyshire Community Bank can build up over time – helping you stay prepared for uniform costs when the new school year comes around.

Need a Little Extra Help?
A low-cost loan from Derbyshire Community Bank could help you spread the cost of school uniforms and other back-to-school essentials – without the stress of high-interest borrowing.

Use Your Child Benefit to Repay Your Loan and Save

If you’re receiving Child Benefit, you can use it to make loan repayments while continuing to save. It’s a simple way to stay in control of your money and prepare for future costs.

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