Simple Ways to Keep School Spending Down

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Posted by: Phil Cole
Posted on: 08/08/2025

We Are Here To Help You Prepare

1. Set a Budget – Plan ahead for uniforms, shoes, and sports kit. If your child is growing quickly, consider buying slightly larger sizes to make items last longer.

2. Keep Uniform for School Only – Encourage your child to change into home clothes after school – it helps keep uniforms in better condition for longer.

3. Shop Smart & Compare – Supermarkets and high street retailers often offer great value uniforms that still meet school requirements. Take time to compare prices and quality.

Click our ‘School Uniform Sales‘ page where you can find the best deals

4. Look for Second-Hand Options – Many schools run pre-loved uniform sales. You can also ask friends, neighbours, or community groups if they have outgrown items to pass on.

5. Invest Where It Matters – Paying a bit more for durable school shoes can save you money in the long run, especially if they’re built to last the term.

6. Save Trainers for Home – Designer trainers aren’t essential for school. Keeping them for weekends can help reduce wear and tear – and avoid extra expense.

7. Care for What You Have – Follow the care labels when washing and drying uniform items – proper care can make everything last longer.

8. Start Saving for Next Year – It’s never too early to prepare. Opening a savings account now means you’ll be ready when next summer rolls around.

How Derbyshire Community Bank Can Help

Visit our School Essentials Page for everything you need this school season – including savings tips, affordable loans, and support for buying school uniforms.

Save Regularly, Stress Less
Even small, regular savings with Derbyshire Community Bank can build up over time – helping you stay prepared for uniform costs when the new school year comes around.

Need a Little Extra Help?
A low-cost loan from Derbyshire Community Bank could help you spread the cost of school uniforms and other back-to-school essentials – without the stress of high-interest borrowing.

Use Your Child Benefit to Repay Your Loan and Save

If you’re receiving Child Benefit, you can use it to make loan repayments while continuing to save. It’s a simple way to stay in control of your money and prepare for future costs.

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