When you join Derbyshire Community Bank, you’re not just opening an account — you’re becoming part of a network of people across Derbyshire who support one another. Every pound saved and every loan taken out makes a difference, not only for you but for families right across our county.
Unlike high-cost lenders or payday loans, the money saved by members is pooled together to provide fair and affordable loans. That means when you put money aside, you’re not only building your own financial security — you’re helping another local family access the credit they need without turning to harmful alternatives.
From school uniforms in September to Christmas costs later in the year, many families rely on our low-interest loans to manage life’s ups and downs. Because we put people before profit, our loans are designed to be fair, flexible, and supportive — helping parents avoid the cycle of debt.
We know that money worries can affect wellbeing. By encouraging regular savings, offering budgeting tips, and helping people improve their credit scores, we’re working to build financial resilience across Derbyshire. For families, this means less stress and more security for the future.
Every penny stays local. Unlike big banks, our profits aren’t sent to shareholders elsewhere — they’re reinvested in the credit union and our community. That means your membership supports financial wellbeing in Derby, Chesterfield, Swadlincote, Buxton, and towns and villages across the county.
As a member, you’re also a co-owner. You have a voice in how the credit union is run, can vote at our AGM, and help decide how we grow. The stronger our membership, the stronger our impact for families across Derbyshire.
“Whether you’re saving, borrowing, or simply supporting, your membership helps create a fairer, more supportive financial future for Derbyshire families”
