Flexible, Affordable Loans made Easy

Providing flexible & affordable loans across Derbyshire & East Staffordshire

Saving for a Rainy Day?

Saving has never been easier with our range of savings products to suit every occasion.

Manage your Money Online?

With the DCB online banking or mobile APP, managing your money 24/7 has never been easier.

Refer a Friend for a Loan Scheme

Refer a friend for a loan and receive up to £25 if their loan is successfully approved!

We have moved! You can now find us at CUBO, The Old Post Office, Victoria Street, Derby, DE1 1EQ.


  • Loans from as little as £100
  • 42.6% APR
  • Easy to apply, quick decisions
  • Loan Agreements signed via E-signature
  • No hidden charges, fees or early repayment penalties
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  • Make withdrawals at any time without penalty
  • Interest is paid annually direct into your account
  • Pay in to suit you
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  • Manage your money via our online banking or mobile APP
  • View balances 24/7
  • Safe and secure
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Payroll Savings & Loans

Payroll Savings & Loans are offered to employees of partner organisations as a staff benefit. This enables employees to save and access affordable loans in an easy, hassle-free way. You specify the amount you wish to save and this is deducted from your salary via your employer’s payroll and transferred directly into your account with us. If you wish to apply for a loan then the repayments are made in the same way.

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Loan Calculator


Debt Advice

Free debt advice is available and we provide details of three organisations who might be able to help.

View all advice

Latest News

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Facebook Updates

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Please note today our phone lines will be unmanned between 10am – 12pm due to an all staff meeting.
If you need to get in contact during this time please submit an enquiry form or email us info@dcbank.org.uk, and we will get back to you in due course.

Thank you,
The DCB Team.
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Due to unexpected system maintenance Member’s payments may be delayed this afternoon (14th June 2022), we apologise for any inconvenience this may cause, and all payments will be issued as soon as it is possible to do so.

Thank you for your patience.

The DCB Team.
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Have you got what it takes to be our new Marketing Officer?

For an application pack or to find out more email us today on manager@dcbank.org.uk

#jobs #derby #derbyshire #HIRINGNOW #creditunion #applytoday #likeandshare
We hope all of our Members have a great Jubilee weekend.

Please remember that there is a double Bank Holiday this week to mark the occasion, and as a result we will be closed on the 2nd and 3rd June, re-opening for business as usual on Monday 6th June 2022 at 9am.

If you have any queries please contact us as soon as possible to discuss them on 01332 348144 or via info@dcbank.org.uk

#jubilee2022 #bankholidays #creditunion #ethicalfinance #loans #savings #derby #derbyshire #heretohelp #talktous
We know that sometimes life takes an unexpected turn, and even the best laid plans can go wrong.

If you are experiencing difficulty, or you are worried about your finances please speak to us today to find out how we can help you.

Now more than ever, its important to keep talking.

#creditunion #financialwellbeing #derby #derbyshire #local #loans #savings #heretohelp