What is a Christmas Savings Account?

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Posted by: Finn
Posted on: 30/10/2025

Our Christmas Saver

The festive season is meant to be joyful, not stressful. But let’s face it, December can be expensive, with gifts, food, and celebrations adding up quickly. That’s where our Christmas Saver comes in.

What is the Christmas Saver?

Our Christmas Saver is a special savings account designed to help our members save steadily throughout the year, so you have a ready-made pot of money when Christmas arrives. It’s simple, flexible, and designed with you in mind.

How it works:

  • Save at your own pace: You can deposit anytime between 31 January and 1 October. There’s no minimum—just put aside what you can, when you can.

  • Access when you need it: Your savings become available from 1 October onwards, giving you a stress-free way to cover gifts, festive meals, or any extra costs that come with the season.

  • Enjoy peace of mind: By saving gradually, you can avoid last-minute borrowing or overspending. It’s budgeting made easy.

Who can open one?

The Christmas Saver is available exclusively to our members. If you’re already part of the Derbyshire Community Bank family, you can start saving straight away!

Why it matters

With our Christmas Saver, you’re not just putting money aside—you’re investing in peace of mind. By planning ahead, you can enjoy the festive season knowing your finances are under control.

Save monthly 6 months 9 months 12 months
£5 £30 £45 £60
£10 £60 £90 £120
£24 £144 £216 £288
£35 £210 £315 £420

Make this Christmas one to remember for all the right reasons. Start your Christmas Saver today and take the stress out of the season!

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