Happy New Year from everyone at Derbyshire Community Bank! We hope 2026 is off to a great start for you and your loved ones. January is the perfect time to take stock, set new goals, and plan for a financially healthy year ahead.
After the festive season, it’s normal to feel your wallet a little lighter. But small, simple steps now can help you start 2026 on solid financial ground.
Take a few minutes to look at your spending from last month and plan for January. Identify essentials, treat spending, and areas where you can save. A clear budget helps you feel more in control and avoids January money stress.
Use our Budget Planner tool – www.dcbank.org.uk/budget-planner/
We also have an Affordability Calculator – www.dcbank.org.uk/loan-calculator/
Even if it’s just £3–£10 per week, putting a little aside now can build momentum for bigger goals later. Derbyshire Community Bank offers savings accounts to make this easy and stress-free.
Start savings for Christmas 2026 by saving little by little, you can start saving now. If you haven’t opened a Christmas saver yet, see our video on how to open yours
Salary Savings Scheme is a free employee benefit that makes it easy to build regular savings straight from your wages, helping to support your financial wellbeing and give you peace of mind. You can find out more here – www.dcbank.org.uk/savings/salary-saver/
If you’re a Derbyshire County Council employee – Sign up here
Start 2026 strong! Make every pay day count with Derbyshire Community Bank’s Salary Saving Account. Small savings today can grow into big achievements tomorrow. You don’t need a complete overhaul to make 2026 better financially. Small, consistent actions, even saving a little each week can add up over time.
If you have any outstanding debt, now is a great time to make a plan. Even paying off small balances can reduce stress & improve your financial confidence in the New Year.
Contact us if you need any support or guidance with repayments or debt.
Call us – 01332 348144 Email – Arrears@dcbank.org.uk
