At Derbyshire Community Bank, Angel Savers are members who deposit £1,000 or more, not simply to earn a return, but to strengthen the community around them. Their savings form part of the pool that allows us to provide fair, affordable Loans to local people who may otherwise struggle to access mainstream credit.
Not everyone finds it easy to borrow from high street banks. Some people have a limited credit history. Others may have moved frequently, experienced financial setbacks, or be rebuilding after a difficult period. Without access to affordable options, many are pushed towards high-cost lenders that can make financial problems worse.
Angel Savers help change that.
Every larger deposit increases our ability to say “yes” responsibly. It allows us to lend carefully, assess affordability properly, and support members with dignity and respect.
Becoming an Angel Saver doesn’t mean giving your money away. Your savings remain yours. Instead, it’s about choosing where your money works.
Rather than sitting in a large, impersonal institution, your savings are used locally which are helping neighbours manage essential expenses, consolidate debt safely, or cover unexpected costs. Your money stays within Derbyshire, circulating in a way that strengthens the local economy.
Our approach goes beyond lending. Every borrower saves £12 per month alongside their loan repayments. This simple habit helps build financial resilience, confidence, and stronger money management skills for the future.
Angel Savers make this possible.
An Angel Saver is more than a member with a larger balance. They are someone who believes in community, fairness, and second chances. They understand that financial wellbeing isn’t just personal, it’s collective.
Read more about our Angel Saver Scheme – Angel Saver – Derbyshire Community Bank
By becoming an Angel Saver, you’re choosing to stand behind your community.
And that makes a real difference.
