The Employee Benefit That Costs Nothing

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Posted by: Finn
Posted on: 05/06/2026

In today’s workplace, employee wellbeing is more important than ever. Businesses are increasingly looking for ways to support their teams beyond salary alone, but with rising costs and tighter budgets, introducing new benefits can often feel out of reach.

What if there was a benefit that cost your business nothing to provide, was simple to set up, and could make a real difference to your employees’ financial wellbeing?

That’s exactly what Derbyshire Community Bank’s Salary Saver scheme offers.

Helping Employees Save for Their Future

Many people have good intentions when it comes to saving money. They know the importance of having an emergency fund, saving for holidays, home improvements, or unexpected expenses. But when payday arrives and life’s everyday costs take priority, saving can easily be forgotten.

Our Salary Saver scheme removes that barrier.

Employees choose an amount they would like to save each payday, and the money is transferred directly from their salary into their Derbyshire Community Bank savings account before it reaches their bank account.

By saving little and often, employees can build healthy financial habits and create a financial safety net for the future.

Why Employees Love Salary Saver

  • Saving becomes automatic and hassle-free
  • It helps build financial resilience over time
  • Funds are set aside before they can be spent
  • It encourages positive money habits
  • It reduces financial stress and anxiety

Sometimes the simplest solutions are the most effective. When saving happens automatically, it becomes much easier to stay on track.

Why It Makes Sense for Employers

Financial wellbeing is increasingly recognised as an important part of employee wellbeing. Money worries can affect stress levels, mental health, concentration and productivity.

By offering Salary Saver, businesses can demonstrate that they genuinely care about their employees’ financial health.

The best part? It doesn’t require a costly benefits package or a complicated programme.

Benefits for Employers

  • Free to implement
  • Easy to administer through payroll
  • Supports employee wellbeing initiatives
  • Demonstrates commitment to staff welfare
  • Helps create a positive workplace culture

It’s a practical benefit that can have a lasting impact.

Make Your Business Savings Work Harder Too

While supporting employees is important, businesses also need to make smart decisions about their own finances.

That’s where our Business Saver Account comes in.

When your business saves with Derbyshire Community Bank, your money stays local and helps us continue our mission of supporting people across Derbyshire and surrounding communities with affordable financial services.

Rather than simply sitting in an account, your savings help strengthen local communities and support individuals who may otherwise struggle to access fair and affordable finance.

Benefits of a Business Saver Account

  • A secure home for surplus business funds
  • Supports local people and communities
  • Demonstrates social value and community impact
  • Helps promote financial inclusion
  • Keeps your money working close to home

For businesses with strong values and a commitment to their local community, it’s a simple way to make a positive difference.

A Powerful Combination

Many businesses are now discovering the benefits of combining a Business Saver Account with our Salary Saver scheme.

By saving with Derbyshire Community Bank and encouraging employees to do the same, organisations can:

  • Support employee financial wellbeing
  • Strengthen workplace benefits
  • Demonstrate social responsibility
  • Invest in local communities
  • Build a culture of financial confidence and resilience

It’s a partnership that benefits businesses, employees and the wider community.

Let’s Build Stronger Financial Futures Together

At Derbyshire Community Bank, we’re passionate about helping people develop positive saving habits and access fair financial services.

Whether you’re interested in opening a Business Saver Account, introducing Salary Saver to your workforce, or simply learning more about how we can support your organisation, we’d love to hear from you.

Together, we can help employees save for the future, support local communities and make every pound work harder.

To find out more about our Business Saver Account or Salary Saver scheme, get in touch with our team today.

Call us on 01332 348144

Email Us at info@dcbank.org.uk

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