Loan Sharks need stopping!

STEER CLEAR OF LOAN SHARKS THIS CHRISTMAS! The England Illegal Money Lending Team are working with partner agencies across England to warn people of the dangers of borrowing from loan sharks in the run up to Christmas. The National Team, who investigate and prosecute illegal money lending offences, are advising residents to steer clear of loan sharks who may be offering quick cash loans to aff...

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Price Comparisons – Loans?

Price Comparison Loans Price comparison loans is an important subject to undertake in order to make sure you are getting the best deal and value for money that there is out on the market. Here at Derbyshire Community Bank, we want to ensure you know how much other lenders are charging in interest and how we compare. One of the biggest attractions of a credit union compared to some of the oth...

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Credit Union Myths

Credit Union Myths 'busted'!! There are a lot of credit union myths out there so to set the record straight, here are a few myths busted for you. We are NOT a “poor man’s bank”. Credit Unions have savers and borrowers from all walks of life. This creates a pot of money that not only covers our running costs, but can be used over again as affordable loans for the people who need ...

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Top tips for first time renters

Top tips for first time renters Firstly lets talk budget There's more to it for first time renters than simply paying your rent. Living on your own involves other expenses that you may not have considered, such as: a deposit, one months rent in advance, council tax, contents insurance, utility bills, groceries, moving expenses and furnishing your new gaff! If you haven't saved a...

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Top 5 money saving tips for back to school

Back to School It may only be a couple of weeks since the school summer holidays began, but before we know it the nights will be drawing in, the kids will be heading back to school and 'everyone' will be in bed before 9 am! With the end of the school holidays comes that costly time of the year again for school bags, pencil cases and the dreaded book list! Even now, the staff in the...

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Paying Rent

Paying your rent We provide a Rent Payment Account which aims to provide the tenants of social and private landlords with the facility for paying rent on time and in full. It is particularly useful in cases where tenants are in receipt Universal Credit which, when paid to the tenant, can be eaten up in overdrafts, standing orders or simply spent by mistake resulting in arrears. When joining...

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Annual General Meeting Notice 2016

This is an Annual General Meeting Notice to all whom it may concern.   Dear Member, Annual General Meeting 2016 The 2016 Annual General Meeting of Derbyshire Community Bank (trading name for Erewash Credit Union) will take place at Derby Cathedral, Derby on Wednesday 16th March at 6.30 pm. AGENDA Minutes of the previous AGM read and approved Chair Report Treasurer...

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