Everything Derbyshire Community Bank Members Need to Know About Child Benefit, Payments, and Family Support
Child Benefit is a government payment to help with the costs of raising children.
Available for children under 16 or under 20 if they stay in approved full-time education or unpaid training.
Paid weekly or every four weeks, depending on your circumstances.
Payment Days: HMRC usually sends payments on a Monday.
Bank Arrival: Payments typically appear in Derbyshire Community Bank members’ accounts on a Monday or Tuesday.
Bank Holidays: Payments may be affected by bank holidays. If a payment day falls on a bank holiday, funds usually arrive the next working day.
You can receive Child Benefit directly into your account with us.
We can provide guidance on managing, budgeting, and saving Child Benefit payments.
Child Benefit can also support family loans or other financial products, helping families plan and manage expenses.
If you’re making a new claim for a child over 16, check you’re eligible here.
According to official government figures, the weekly Child Benefit rates for 2026/27 are:
£27.05 per week for your eldest or only child
£17.90 per week for each additional child
Child Benefit is usually paid every four weeks, so your payments would look like this:
| Number of children | Weekly total | Per 4 weeks |
|---|---|---|
| 1 child | £27.05 | £108.20 |
| 2 children | £44.95 | £179.80 |
| 3 children | £62.85 | £251.40 |
| 4 children | £80.75 | £323.00 |
| 5 children | £98.65 | £394.60 |
| 6 children | £116.55 | £466.20 |
| 7 children | £134.45 | £537.80 |
These rates apply from 6 April 2026 to 5 April 2027.
Read our new blog post with all details about Child Benefit Rates in 26/27
Q:Who can claim Child Benefit?
A: Parents or guardians of children under 16—or under 20 if in approved education/training.
Q: How often is Child Benefit paid?
A: Payments can be weekly or every four weeks.
Q: When will it appear in my Derbyshire Community Bank account?
A: Payments are usually sent by HMRC on a Monday and appear on Monday or Tuesday.
Q: What happens if my payment is late?
A: Check with HMRC first to confirm the payment was sent. If it was, contact Derbyshire Community Bank and we can help trace it.
Q: How does Child Benefit link to family loans?
A: Child Benefit can be used as part of budgeting for family loans or repayments, helping parents manage household finances effectively.
Q: Where can I get more information?
A: Child Benefit 16–19 for official guidance.
You can apply for Child Benefit online or by post via HMRC.
Need advice or support opening an account to receive Child Benefit? Contact Derbyshire Community Bank for help.
Apply for Child Benefit → Use HMRC’s Child Benefit online service.
Check 16+ Status → Child Benefit when your child turns 16 (GOV.UK) GOV.UK
Learn About Family Loans → Derbyshire Community Bank Family Loan
Always respond promptly to HMRC letters to avoid payment disruption.
Use Child Benefit payments to build a small savings buffer or manage family loan repayments.
Check for bank holidays to plan around when payments will arrive.
