Helping You Feel in Control, Confident, and Secure with Your Money
At Derbyshire Community Bank, everything we do is rooted in financial wellbeing — the peace of mind that comes with knowing you’re in control of your day-to-day finances, prepared for life’s ups and downs, and working towards a better future.
Financial wellbeing means more than just having money in the bank. It’s about feeling:
Confident managing your finances
Prepared for unexpected expenses
Able to make choices that let you enjoy life
In control of debt, not overwhelmed by it
Hopeful about the future
As a credit union, Derbyshire Community Bank exists for people, not for profit. We’re owned by our members — people like you — and we’re here to make a difference, not to maximise profit. That’s why financial wellbeing is at the heart of everything we do.
We support financial wellbeing through:
Affordable loans that help you borrow safely and responsibly
Savings accounts that reward regular saving — even small amounts
Payroll Save & Borrow schemes that make saving simple and automatic
Christmas savings accounts that reduce stress during expensive times of year
Digital inclusion efforts to ensure everyone can manage their money online with confidence
We’re proud to play a positive role in Derbyshire. By helping people build savings, avoid high-cost credit, and manage money more confidently, we’re building stronger households and healthier communities.
We also work in partnership with:
Local councils and employers
Community groups
The Good Things Foundation and digital inclusion networks
Housing associations and charities
Small savings straight from your wages — before you even notice it. Helps build a cushion for the future.
Lock away money throughout the year, and open it in November — so Christmas costs don’t become New Year stress.
Workshops, guides, and friendly support to help you budget, save, and borrow well — because financial wellbeing is a journey.
