Blog

Volunteers wanted in Derby City

We are currently looking for enthusiastic volunteers to act as Volunteer Community Credit Union Champions to help us to introduce Derbyshire Community Bank (DCB) (trading name for Erewash Credit Union) in Derby City. Community Credit Union Champions DCB has been running for about 12 years providing valuable support to its members, but far too often we come across people who have not hear...

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Top Prepaid Cash Cards

Top Prepaid Cash Cards Prepaid cash cards let you load cash on them and spend anywhere credit or debit cards are accepted. They're good to get if you're usually rejected for credit, or to give to your teens to help teach them how to spend responsibly. To find a prepaid cash card that suits you, search any of the comparison sites. As we no longer offer a prepaid cash card, we've looked ...

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How to survive the kid’s summer holidays on a budget!

Summer holidays made easy! It's that time of year again, a whole 6 weeks of activities, food and entertainment needs to be thought out whilst your child's off from school for the summer holidays. The real worry however, can come from having to fund it all, from child care to family trips out. We're here to help you! Here are some activities and treats you can do with the kiddies this summer...

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Work not Worry

ABCUL has launched Work not Worry, a new campaign for social media which they have developed with support from Citi and in partnership with Alpha Communications.  The campaign aims to raise awareness of the benefits of partnerships with credit unions among employers and to help credit unions establish new relationships with employers in their area. The campaign will run for 4 weeks from Mo...

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A matter of life and debt

A Matter of Life and Debt needs you! The highly successful BBC series ‘A Matter of Life and Debt’ is returning to our screens in the autumn and the producers are looking for people to take part. This uplifting and positive series highlights the important work carried out by credit unions up and down the country, as they help people like yourself find loans to enrich or change your li...

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Half Term on a Budget

Psst, the May half term is almost upon us, but don’t fear you still have 4 days to get the most of the precious time you get with your children, whilst sticking to a budget. With thoughts now turning to how you could make this next week memorable, Derbyshire Community Bank has put together a list of events and activities to keep them busy, until you can finally cart them back to school on the...

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Debt consolidation loans

Debt consolidation loans are not the best option for everyone, so get some free, impartial advice first to see what options are available to you. Consolidating debts usually involves taking out one large loan to pay off lots of existing smaller debts. Most people do this to: reduce the interest rate on their debt; to bring down their monthly payment amount; or to reduce the n...

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DCB launches brand new mobile app

A brand new DCB mobile app is available for download on Apple and Android devices. The new DCB mobile app, which is compatible with latest operating systems and devices, makes it easier for members to keep up to date with their finances and provides access to live balances on all your accounts. The app supports withdrawal of savings; loan applications; statement requests; secure messaging; and...

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Not-for-profit credit unions offer a better customer experience than mainstream banks

Not-for-profit credit unions offer a better customer experience than mainstream banks A new report by the Financial Inclusion Centre looking at the attitudes and behaviours of existing credit union members found significant approval for the services offered by these local financial cooperatives. The largest ever survey of credit union members that spoke to over 12,500 users in 29 different cre...

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