Blog

E-signature is here!

Never has getting a loan from us been easier with the launch of the new e-signature process for signing your loan agreement. YES, it's in place NOW, the all new E-SIGNATURE through a company called Signable. NO MORE waiting for your loan agreement to come through the post, having to post it back or come into a branch to drop it off. It couldn't be any easier, all you need is an email and onc...

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Re-opening Derby Branch

We are delighted to announce that we are re-opening the Derby Branch from Monday 15th June. It will be on a strict social distancing basis of 2 metres, operating a one in, one out system in order to protect both members and staff. We ask that where possible you continue to conduct your business with us, without coming to either of our branches, and instead that you continue to contact us on...

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Top 5 Tricks for Increasing the Value of Your Home

5 Savvy Ways to Invest in Your Home and Increase Its Value Whether you're about to list your house for sale on the market or you've just moved in and plan to stay a while, you should make the most of the money you invest into your home in the form of upgrades, repairs and remodels. To be sure you see a return on these types of investments, you must spend your money wisely, making not jus...

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Covid-19 Update

To All Valued Members, Firstly, we hope you, your family and friends are keeping well and are safe! We wanted to email you to let you know, that during the ongoing issues surrounding Coronavirus (COVID-19), we are still FULLY operational! This means that we are still processing loans, setting up savings accounts and dealing with any general enquiries you have, all from the safety of ou...

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How to beautify your garden for less

Time to pretty up your garden! What time of the year is better to get your hands muddy, grab the tools out of the shed and do some gardening than Summer! And although it's incredibly pleasing to see the finished results of your handy work, the price tag of new plants and furniture that goes along with the whole process can be slightly off putting. But keep on smiling, we have some handy tips to h...

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Easter Opening Hours

We will be closed on Good Friday, 10th April 2020 and Easter Monday, 13th April 2020, re-opening via online/email contact on Tuesday 14th April. As a one off, we will be opening our Ilkeston branch on Thursday 9th April from 10 am until 12 noon. PLEASE only use this branch if you have no alternative means to access cash.  We can BACs money to any other bank account or cash card you have acc...

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Easter home improvement loan

Need a home improvement loan this Easter? It's only a week until Easter and usually at this time of the year many people in the UK will use the extra long  weekend to do those DIY or gardening projects and they may need a home improvement loan to do this. In fact I've booked the whole week off and am planning to take up our grass and fill our borders with summer flo...

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5 myths busted about borrowing from credit unions

Derbyshire Loans There are a lot of myths about borrowing from credit unions so to set the record straight, here are a few Myth Busters for you. 1. We are NOT a “poor man’s bank”. Derbyshire Community Bank has savers and borrowers from all walks of life. This creates a pot of money that not only covers our running costs but can be used again and again as affordable loans for the peo...

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Short-term high cost loans (payday loans)!

Thinking of getting a payday loan?  DON'T! Instead say 'YES' to a cheaper community bank loan. Payday loans may seem the quick and easy option but: 1 in 3 people who take out a payday loan get into more money trouble because of it1 in 2 payday borrowers say they were hit with unexpected chargesInterest rates charged can be in the thousands of percent. ...

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