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Salary Saver Loan

Borrowing as part of your Salary Saver with credit union is a simple way to borrow affordably and repay through your payslip

What is a Salary Saver Loan?

Salary Saver is the painless way to save regularly, as part of your payslip.

Need to borrow for home improvements, holidays, car purchase or other reasons?

This product is currently under development, and we’re working closely with organisations across Derby to roll it out. 

Our aim is to launch the Salary Saver Loan more widely in Spring 2026.

What we can offer you right now

In the meantime, you’re very welcome to apply for one of our standard loans:

  • Family or Personal Loan from £500 up to £7,500

Better still, you benefit from discounted Loan Rates!

Salary Saver Loan Interest Rates

  • Up to £1,000 24% (26.8%)
  • £1,000-£4,999 18% (19.6%)
  • Over £5,000 12% (12.68%)

Loan Period

  • Between 12 to 60 months

Loan Terms & Conditions

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Head Office

  • Derbyshire Community Bank, CUBO,
  • Victoria Street, DE1 1EQ
Registered office: Derbyshire Community Bank, CUBO, Victoria Street, Derby, DE1 1EQ. Erewash Credit Union Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered number 432447. Registered Company No. IP00730C on the Mutuals Register.
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