Personal Loans

Couple using a tablet looking for personal loansPersonal loans to help with your borrowing needs

Do you live or work in Derbyshire and need a loan?

We offer personal loans that are competitive with other financial institutions.  In fact our rates are considerably cheaper than payday, doorstep, high interest and loan shark lenders.

Features and Benefits:

  • Loans from as little as £100 up to a maximum of £15,000, unsecured
  • From 6.7%% up to 42.6% APR dependent on the loan amount
  • Easy to apply and decisions within 1-2 days
  • No hidden charges or fees or early repayment penalties
  • Repayments to suit you – weekly, fortnightly, four weekly or monthly.

Criteria:

  • Up-to-date on any current or previous borrowing with DCB
  • No recent adverse credit history
  • You must have the disposable income to meet the loan repayments.

Join DCB

Important information:

Only apply for the loan if you are sure you can repay it.  You are borrowing your fellow member’s savings, so it is important that you take your commitment to repaying the loan seriously.  If you have any difficulty in repaying your loan then contact us immediately.  Don’t ignore problems and hope they go away – usually they get worse and are more difficult to resolve.

All loans are subject to status.  Eligibility and conditions apply.  You must work or live in Derbyshire.

Full guide to the use of your information

 

 

 

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