Personal Loans

Loan Comparisons

Personal loans to help with your borrowing needs

Loan Products

Family Loan (new & existing members)

Borrow up to £500 – online applications only

To be eligible for our Family loan you must be:

  • Be in receipt of Child Benefit and agree to have it paid into your Derbyshire Community Bank Account
  • Be over 18 years old
  • Provide proof of child benefit
  • Have a high street bank account or a DCB account for disbursement of loan
  • Click here to apply

Click here for our Family Loan FAQ

Starter Loan (new to DCB) 

Borrow up to £3,000

To be eligible for our Starter loan you must be:

  • Be a DCB member – join & apply on-line now
  • Be over 18 years old
  • Supply one month’s recent bank statements
  • Agree to a credit check
  • Have a high street bank account or a DCB account for disbursement of loan

Loyalty Top Up Loan (existing members)

Borrow up to £7,000

To be eligible for our Loyalty loan you must be:

  • Be a DCB member – register for a ‘new’ on-line account and apply on-line now
  • Be over 18 years old
  • Supply one month’s recent bank statements
  • Agree to a credit check
  • Have a high street bank account or a DCB account for disbursement of loan

Features and Benefits of all our loans:

  • Loans from as little as £100
  • 42.6% APR
  • Easy to apply and decisions within 1-2 days
  • No hidden charges or fees or early repayment penalties
  • Repayments to suit you – weekly, fortnightly, four weekly or monthly.

Loan reasons:

There are many reasons why someone might need a loan which include:

Important information

You must live or work in Derbyshire to apply.

Only apply for the loan if you are sure you can repay it.  You are borrowing your fellow member’s savings, so it is important that you take your commitment to repaying the loan seriously.  If you have any difficulty in repaying your loan then contact us immediately.  Don’t ignore problems and hope they go away – usually they get worse and are more difficult to resolve.

All loans are subject to status.  Eligibility and conditions apply.  You must work or live in Derbyshire.

Full guide to the use of your information

 

 

 

Share

Staff Benefits

Responsible employers are always looking for ways to provide staff benefits to their employees. Financial worries are a huge concern to employers and workers alike. Debt can cause stress and depression which can lead to reduced productivity or even absences.

Staff benefits

Financial health check

Do you know what state your finances are in? If not, get a clearer picture of your financial health with our links to money advice and support. Get to grips with your finances today!

Health Check