Personal loans to help with your borrowing needs
Loan Products
Family Loan (coming soon for new & existing members)
Borrow up to £500 – online applications only
To be eligible for our Family loan you must be:
- Be in receipt of Child Benefit and agree to have it paid into your Derbyshire Community Bank Account
- Be over 18 years old
- Have a high street bank account or a DCB account for disbursement of loan
- Click here to apply
Click here for our Family Loan FAQ
Starter Loan (new to DCB)
Borrow up to £3,000
To be eligible for our Starter loan you must be:
- Be a DCB member – join & apply on-line now
- Be over 18 years old
- Have a high street bank account or a DCB account for disbursement of loan
Loyalty Top Up Loan (existing members)
Borrow up to £7,000
To be eligible for our Loyalty loan you must be:
- Be a DCB member – register for a ‘new’ on-line account and apply on-line now
- Be over 18 years old
- Have a high street bank account or a DCB account for disbursement of loan
Features and Benefits of all our loans:
- Loans from as little as £100
- 42.6% APR
- Easy to apply and decisions within 1-2 days
- No hidden charges or fees or early repayment penalties
- Repayments to suit you – weekly, fortnightly, four weekly or monthly.
Loan reasons:
There are many reasons why someone might need a loan which include:
Important information
You must live or work in Derbyshire to apply.
Only apply for the loan if you are sure you can repay it. You are borrowing your fellow member’s savings, so it is important that you take your commitment to repaying the loan seriously. If you have any difficulty in repaying your loan then contact us immediately. Don’t ignore problems and hope they go away – usually they get worse and are more difficult to resolve.
All loans are subject to status. Eligibility and conditions apply. You must work or live in Derbyshire.
Full guide to the use of your information
