Derbyshire Community Bank is priviledged to be supported by many councils, businesses, charities, religious groups and others as well as our 4,000 individual Members.
We are a community-focussed financial cooperative, here to support those who live or work in Derbyshire and Derby city, helping people to save regularly, borrow affordably when they need to, and learn how to manage their money well. If your organisation supports are objectives and wants to partner with us then welcome aboard!
Here are a few things you can do, and some things we can do for you.
Firstly, your organisation can join us as a corporate Member. Any savings deposited enables us to lend back into our community. Find out more here.
Offering Payroll Deduction with DCB as an employee benefit works for you as the employer, and is a valuable service for your employees as they decide how much to save, this is deducted from their pay packet and credited to their Credit Union savings.
Employees also have access to our affordable loans. Payroll deductions are adjusted to repay the loan from their payslip. Employees’ individual savings and loans are kept confidential and are not disclosed to the employer. We can however provide management information to monitor the take-up and effectiveness of the scheme.
Employers offering payroll saving to their employees have the reassurance that their people are taking responsibility for their money; they are putting some money aside for when they need it, and they have access to the affordable loans from DCB.
Be a part of the Derbyshire Community Bank network.
We pride ourselves on the close relationships we have built with our partners – we work as one community.
Not only do we offer the very best support to our partners, we constantly go beyond expectations to support you marketing tools. We have a growing number of partners locally that support us. Now is the time to join the DCB network.
We have designed a range of marketing material available for your business including print material, social media graphics, videos, pull up banners, business cards.
These will all be available soon.
What if you could help your employees, customers and clients with little effort and no cost to your business?
It is easy to promote credit union savings and loans in a few simple ways:
Boosting financial capability by encouraging regular saving and affordable borrowing is not only good for everyone’s financial and mental wellbeing, it is also good for your business; a feature of your Corporate Social Responsibility (CSR).
Credit union is for everyone, regardless of income. Because of our ethos, we can help people avoid a personal financial crisis (build financial resilience) and after a crisis (financial capability). There are other organisations better able to support people in a crisis, which can be complex, and we will signpost to them when appropriate. We can provide general money guidance, but we are not financial advisors or debt advisors.
Our Partners support us in many ways; by signposting customers to us, payroll deduction facility for their staff or holding a corporate saver account with us.
|Derbyshire County Council supports all the credit unions across Derbyshire, and we provide payroll deduction facility to council employees as part of their employee wellbeing package.
|Derby City Council provides payroll deduction facility to council employees as part of their employee wellbeing package.
|Derby Homes supports tenants to joind DCBank, and provides payroll deduction facility to council employees as part of their employee wellbeing package.
|The Loan Shark Team, or The England Illegal Money Lending Team (IMLT) does a fantastic job raising awareness of illegal lending, signposting people to credit unions as an ethical, affordable and regulated option. Contact them 24/7 on 0300 555 2222 to report a suspected loan shark.
Erewash Borough Council supports all the credit unions across Derbyshire, They provide us (DCB) with create promotion & support.
|Your organisation could be here – contact us!