Save Now, Spend Later.

Saving Couldn’t Be Easier – Explore the different savings accounts we offer below. At Derbyshire Community Bank, every little helps

Explore Your Options & Start Saving Today

Every DCB account comes with a regular savings account as standard when you join.

A flexible savings account for any purpose. Set up regular deposits to save as much as you can, as often as you like, with the freedom to adjust or pause your savings anytime.

Find & click which savings account suits you 

What is a Holding Saver and How Does it Work?

Our Holding Saver helps you establish a habit of saving and ensures you have funds set aside for future needs. Saving while repaying your loan, this helps you build habits that last, giving you more peace of mind.

We have a special savings account called a Holding Saver. It’s not a typical savings account you dip in and out of — instead, it’s a secure place where money is held while it’s linked to your loan.

The Holding Saver is designed to support your loan. It ensures

  • Your repayments are processed smoothly.

  • Any linked savings (such as Save as You Borrow) are held securely until your loan is fully repaid.

  • You build up a small savings pot alongside your borrowing, which becomes available once the loan is cleared.

Click below to read more about our Holding Saver Account.

 

Junior Savings – Save for their future

Junior savings accounts are designed for children under 18 whose parents, guardians, or grandparents are members of Derbyshire Community Bank. These accounts provide a great opportunity to help young people develop good saving habits from an early age.

Encouraging the children and teenagers in your life to save a portion of their pocket money, as well as birthday or Christmas gifts, can instill valuable financial discipline. While it might be tempting to spend it all, saving a little can go a long way towards securing their financial future.

Benefits of Junior Savings Accounts:

  • Financial Education – Learning to save early teaches valuable money management skills.
  • Building a Nest Egg – Regular savings can accumulate over time, providing funds for future needs.
  • Safe and Secure – The savings are kept secure within a community-focused financial institution.
  • Encourages Discipline – Helps develop a habit of setting aside money regularly.