How to survive the kid’s summer holidays on a budget!

Summer holidays made easy! It's that time of year again, a whole 6 weeks of activities, food and entertainment needs to be thought out whilst your child's off from school for the summer holidays. The real worry however, can come from having to fund it all, from child care to family trips out. We're here to help you! Here are some activities and treats you can do with the kiddies this summer...

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Half Term on a Budget

Psst, the May half term is almost upon us, but don’t fear you still have 4 days to get the most of the precious time you get with your children, whilst sticking to a budget. With thoughts now turning to how you could make this next week memorable, Derbyshire Community Bank has put together a list of events and activities to keep them busy, until you can finally cart them back to school on the...

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Not-for-profit credit unions offer a better customer experience than mainstream banks

Not-for-profit credit unions offer a better customer experience than mainstream banks A new report by the Financial Inclusion Centre looking at the attitudes and behaviours of existing credit union members found significant approval for the services offered by these local financial cooperatives. The largest ever survey of credit union members that spoke to over 12,500 users in 29 different cre...

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How to cut back!

Have you woken up in 2018 with a financial hangover? Many of us will have. From over indulging in present buying at Christmas, to enjoying one two many boozy nights to celebrate the New Year, this time of the year can leave you feeling worried or anxious about your finances. And if you're not in the right financial situation to be taking out a loan, we've got some great tips to help you cut ba...

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10 money saving tips this Christmas!

Christmas can be an expensive and worrying time for many. It can be hard to keep track of how much you're spending and what your spending your money on over the festive period, with what seem like never ending lists of presents, food and decorations to buy all for one day! But don't get over whelmed by your expenses this December, we've got 10 money saving tips to help you this Christmas p...

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Planning for Christmas

It's nearly here! The countdown to Christmas is officially here - only 3 months left to buy all the food, decorations, presents and wrap everything! But do not panic! We've devised a short planning checklist featuring some money saving tips for you to be better prepared this Christmas.. and a with a few extra pounds in your pocket!   Budget Christmas is an expensive time of the year...

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What our members have to say: Survey results

We have gathered our member survey results and we couldn't be happier! We recently conducted a member survey asking for feedback on various aspects of our credit union such as our customer service, the customer's online journey and experience on our website, how well our services work for them and much more! The survey comprised of 17 multiple choice questions and we were thrilled to receive 678 ...

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Surviving University on a budget!

Understanding how to budget whilst at University As September rolls around, so does either starting University or heading back for another year away from home. Making your Student Finance last until the end of the term can be hard, so here are some of our best tips to help you survive University on a budget. Income: It's important to not solely rely on your Student Finance to get you through yo...

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How to beautify your garden for less

Time to pretty up your garden! What time of the year is better to get your hands muddy, grab the tools out of the shed and do some gardening than Summer! And although it's incredibly pleasing to see the finished results of your handy work, the price tag of new plants and furniture that goes along with the whole process can be slightly off putting. But keep on smiling, we have some handy tips t...

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