It’s Talk Money Week between 3-7 November, and here at Derbyshire Community Bank, we’re proud to get the conversation started! Talking about money isn’t always easy. Many of us were brought up to keep our finances private but at Derbyshire Community Bank, we believe that open, honest conversations about money can change lives.
We’re Derbyshire’s very own Credit Union, and everything we do is about helping our community build financial confidence, resilience, and inclusion.
We’re not a high street bank — we’re a community-owned financial cooperative. That means our members are at the heart of everything we do. Our purpose is simple:
To help local people save safely
To offer affordable loans
To promote financial inclusion across Derbyshire.
Every pound saved with us stays in Derbyshire helping to fund fair loans for others in the community. It’s money that works for everyone, not for profit.
We know that everyone’s financial journey is different. That’s why we’ve developed simple, supportive tools to help local people manage their money better:
Savings Accounts – From regular savings to junior savers, we make it easy to build good habits and reach your goals.
Affordable Loans – Fair, flexible loans designed to support real people, not penalise them. Whether it’s a household expense, a car, or a fresh start, we’re here to help.
LifeBook – Our free LifeBook helps members take stock of their financial situation — everything from budgeting and bills to benefits and wellbeing. It’s your personal money companion.
Salary Saver Scheme – We work with local employers so staff can save and borrow directly from their pay. It’s a simple, stress-free way to grow savings and reduce financial worries.
Our New Bus Saver Scheme – Save on Bus Travel Just by Being a Member!
Financial inclusion means that everyone, regardless of income or background, can access the right financial tools and support. Sadly, not everyone in Derbyshire has that security. We’re working to change that. By offering safe, fair, and local financial services, we’re helping people move away from high-cost lenders, build savings, and gain confidence with their money.
Talk Money Week, we’re inviting everyone across Derbyshire to open up about money — to talk, learn, and share.
Whether it’s setting a savings goal, checking in on your budget, or starting a conversation with a friend or family member, small steps can make a big difference.
And remember you’re not alone. Derbyshire Community Bank is here to help you every step of the way.
Derbyshire County Council – Lets Talk Money
Money & Pensions Service – Find Out How to Get Involved Here
